Imagine: it’s July, getting close to triple digits, and your air conditioner dies. It just dies. Gone. No more AC system, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call a heating and cooling company to come take a look and they tell you what you already knew – you have to buy a new system. And then they explain something you didn’t know – your new air conditioner is going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioning system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has under $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is vital that we have affordable financing options available.
At Jack Nelson Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their HVAC systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Jack Nelson Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also investing in an efficient system that will help reduce energy bills while supplying home comfort.
The financing programs at Jack Nelson Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what’s stopping you? Call Jack Nelson Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you determine which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to get started!